Proof of pension January 2024, discover the INPS guidelines

Proof of pension January 2024, discover the INPS guidelines

As usual, all pensioners can consult a tool that helps clarify doubts that may arise about the monthly payment being paid. Here’s what you need to know about it proof of pension January 2024. But when will it happen? visible on the internet? And how can you consult it (with Spid, but not only); LARGE’Inps provided important guidelines for proper understanding and consultation of the payroll. Let’s find out what you need to know about his dates paymentthe revaluation index and Irpef deductions.

When can you see the INPS pension pay slip?

Every month the pensioner waits around the 20th of the month to see the amount of the pension slip. How can it be checked in advance? The Social Security Institution calculates the monthly pension until the 15th of each month. To use the service In connection on the Institute’s website, authentication via digital ID is necessary (Spidelectronic ID, device PIN or CNS).

The service allows you consult your pension statementcheck ithow much of treatments paid by INPS each month, find out why this amount may vary, access other consulting, certification and data variation services.

Pension payment January 2024

The payment of pensions for January 2024 will arrive on the first banking day of the month, which is set as Wednesday 3 January 2024. While those who withdraw their pension in cash at the post office will be able to go, following the Calendar in alphabetical order, always starting from the first banking day of the month.

Here, in detail, is the Calendar for Pension payment January 2024:

  • from A to C: January 3.
  • D to K: January 4;
  • from L to P: January 5.
  • M to Z: January 7 (morning only).

Adjustment index

The automatic equalization increase, already attributed from January 1, 2023 on a temporary basis in the amount of 7.3%, was definitively determined in the amount of 8.1%. The relevant adjustment, equal to 0.8%, has already been applied to the pension installment for the month of December 2023.

Renewal of pensions

The INPS also announced that the pension renewal operations for the year 2024 have been carried out. The provisional index of adjustment of pensions for 2024 it equals 5.4%.

It should be noted that retirement allowances (extraordinary allowances, isopause, extension allowance, social monkey) are not reassessed as they are not in the nature of a retirement allowance.

For more information about the renewal mode for the year 2024, please refer to the circular to be published on the INPS portal. Renewal transactions may have caused credit or debit adjustments for various reasons related to the amount of pension paid in the year 2023.

These amounts were reported in the January 2024 pension slip under the description “Pension Adjustment Renewal”.

Withholding taxes

INPS explained that the final recalculation of tax withholdings concerning 2023 (Irpef and additional regional and municipal balance) was carried out on the basis of the total amount of pension benefits paid only by INPS.

In cases where the deductions have been made to a lesser extent than the amount owed on an annual basis, the debit differences will be recovered, as usual, in the January and February 2024 pension installments and by zeroing out the amount of the pension paid. in case the taxes are equal to or greater than the amount of the monthly installment paid.

Only in the case of pensioners with total annual amount of pensions up to 18 thousand eurosfor which the Irpef recalculation resulted in a debt settlement of more than 100 euros, installment expands until the month of November (article 38 par. 7 of Law 122/2010).

Concerning the taxable benefitsFurthermore, from the January pension installment, in addition to the monthly Irpef, the additional regional and municipal taxes concerning 2023 are withheld.

These deductions are actually made in eleven installments in the year following the one to which they refer. Adjusted amounts will be certified to Single Certification 2024.

His performance civil disabilityThe pensions or social benefitsThe non-taxable services for special reasons (tax reductions for foreign residence, victims of terrorism) there are no withholding taxes.

New Irpef rates 2024: what changes and who benefits

New Irpef rates 2024: what changes and who benefits

2024 looks like a year full of changes on the field Irpefor the personal income tax: there will be new rates and scales pending which will be the fixed tax.

Something new that comes with the new year will be exactly one reducing the number of coefficients. Specifically, the new prices Irpef 2024 there will be three, applied to three income categories, namely:

  1. up to 28,000 euros: 23%
  2. over 28,000 euros and up to 50,000 euros: 35%
  3. over 50,000 euros: 43%.

Other changes concern the uniformity of the tax-free area between employees and pensioners, so as to ensure exemption from tax exemption for both categories.

In general, we are not yet talking about structural reform, but i changes for now they will be limited to next year only: let’s discover them in detail.

What will Irpef look like in 2024?

With the new maneuver of the 2024 Budget Law, the new Irpef brings clear tax cuts. The goal of making the system more affordable was achieved by reducing rates from four to threeby merging the first and second parentheses into onesingle rateand equalization of the non-tax space between pensioners and employees.

In addition, a deductible 260 euros on bookings at 19%, providing a fixed discount aimed at reducing the tax base.

Until December 31 However, the IRPEF rates for 2023 are structured as follows:

  • 23 percent up to 15,000 euros of income.
  • 25 percent over €15,000 and up to €28,000 of income.
  • 35 percent over 28,000 euros and up to 50,000 euros of income.
  • 43 percent above 50,000 euros.

How are bookings changing for Irpef 2024?

Some news is coming tax deductions, especially for those who earn more than 50,000 euros gross per year. The main thing is that according to Article 2 of the draft decree, those with a gross total income exceeding this amount will be entitled to a gross amount of deductions reduced by 260 euros than would normally be the case. This reduction concerns specific costs that can be deducted from taxes, and Discount Rate is set at 19%.

To understand how much this reduction will affect your bookings, you need to look into it total income, calculated net of the income of the residence used as a principal residence. This change was introduced to partially offset the loss of revenue that will result from the reduction in personal income tax rates.

New Irpef 2024 rates: who benefits?

The goal of these new rates is to encourage tax progressivity that takes into account income differences. By proposing greater efficiency and fairness in taxation we strive fight inflation and high prices.

The reduction of these tax burdens is expected to result in a greater advantage than in the past for the category low-middle incomes. Clarifying that, in any case, the package of new measures will be able to bring benefits to all taxpayers up to €260 a year.

New Irpef 2024 rates: simulation

The reduction in Irpef rates introduced in the 2024 budget demonstrates the government’s willingness to meet the financial needs of taxpayers with an income between €15,000 and €28,000. But how much will Irpef be paid in 2024?

As calculated by The sun 24 hoursup to 13 thousand euros you do not pay Irpef, taking into account the amount of 1,200 euros of additional treatment recognized by the detainee.

By income up to 15,000 euros, the 370 euros of 2023 will pass in 2024 at 295 euros, with a saving of 75 euros. Incomes up to 20 thousand euroswill be taxed approximately 10% with Irpef equal to 1,957.69 euros. eatup to 25 thousand eurosthe Irpef reduction to 23% will be paid. 200 euros in less than. For example, from 3,769 euros in taxes in 2023, from January 2024 the tax will be 3,565.38 euros. For incomes of 35 thousand euros the Irpef contribution reaches 21.48% with a net Irpef with complementary treatment equal to 7,522.73 euros.

Earning workers up to 40 thousand euros the year they don’t have the wedge cut, but in Irpef the profit is 260 euros (net income tax equal to 9,771.82 euros). By income up to 50 thousand euroswhere the net income tax is equal to 14,140 euros, the deduction is of 260 euros. Incomes of €50,001 and above per year will have 19% deductions absorbing the benefit with an effective withdrawal of around 30%. The same goes for income up to 65 thousand euros will be owed pay €20,590 from €20,850 today, excluding deductions that could wipe out the benefit.

How does the tax-free zone work for pensioners?

Next year we will see the consolidation of tax free in Irpef area to 8,500 euros thanks to the harmonization of deductions applicable to income from pensioners and employees. This process represents an important step for the simplification of tax regulationswith the aim of promoting greater uniformity between the various categories of taxpayers.

House for rent, can the owner move in?

House for rent, can the owner move in?

Once rented with a regular rental agreement registered with the Revenue Service, a house enters the full availability of the tenant. He then acquires the right of residence, as well as free possession and enjoyment of the property. However, there are cases in which the owners want to visit the propertyto understand what conditions he is in and to decide appear as a surprise. But is this possible? The rental law provides that for any kind of visit the home owner must agree with the tenant with fairly wide notice and therefore cannot appear at the door unannounced. Neither can the owner enter the property using all the keys still in his possession. The law also states that the landlord can visit the apartment both to check its condition and to allow other potential tenants to visit it when the contract is about to expire without renewal. But he cannot do it as and when he prefers, but they must respect several rules.

When are owner visits possible?

In short, the law recognizes the right of the owner to periodically check the condition of the property, also to make sure the tenant is behaving properly. But it also recognizes the right of the latter to enjoy your residence without fear of intrusion by the owner of the house and without seeing compromised their privacy. Just in an effort to better regulate these situations, often the lease agreement contains specific clauses in which it is expected that the owner is periodically allowed to visit the property to check its condition. Obviously the visit must be agreed with the tenant with sufficient notice. In no case, therefore, can an improvised and surprise control be carried out.

Is it possible to visit the house with the tenant inside?

When a lease is about to expire and there is no provision for renewal, the law offers the property owner the right to possibility of organizing visits by third parties. This aspect is also usually contained in specific clauses contained in the contract itself. Even in this case, however, visits cannot be impromptu and continuous. They must be agreed on one day a week, with the tenant willing to allow them for at least two hours. But this eventuality is foreseen only in the last months of the contract. Visits must also be made always in the presence of the tenant. The latter is still a resident, pays the rent and keeps his possessions at home. But what happens when certain clauses are missing from the lease? Also in this case the law protects the tenant’s privacy and peace of mind. Therefore, each visit must be agreed with the host, who must always be present. LARGE’exceptions may be represented by urgent situations and emergencies: only in case of danger or damage the owner can enter the property without warning and without the permission of the tenant.

What if the owner enters the house without permission?

If the owner of the house, in the absence of emergency or damage, decides to enter the house without the permission of the tenant, he commits a crime. In fact, it is stained with house burglary even if he has the same property. As we have seen, the tenant’s presence or consent can be bypassed only and exclusively in certain cases:

  • imminent dangers that can endanger the life and health of people
  • risk of damage to facilities
  • the execution of renovation works necessary for the maintenance of the property and the safety of third parties

But what happens when the tenant prevents access to the premises, thereby preventing the owner from visiting them even when he has the right? If the contract provides for the owner’s right to enter the house for valid and agreed reasons, the tenant is in default in relation to the agreements signed in the lease agreement. If it therefore prevents the owner from visiting the apartment without valid reasons, the tenant is responsible for the damage it causes and becomes non-compliant, therefore prosecuted. This is confirmed and established by the Council of Ministers this behavior violates the law. For this reason, the owner who cannot enter the house even though he has the right to do so according to the conditions defined by the contract, can take legal action and initiate a civil action. Illegal behavior on the part of the tenant can lead to various consequences:

  • be ordered to grant access to the apartment
  • is obliged to immediately withdraw from the lease agreement
  • be forced to pay compensation for damages suffered by the owner

When is it appropriate to report the homeowner?

As we said, if the owner of the house enters the house unannouncedperhaps using a bunch of keys he still has in his possession, he binds it crime of trespass. Therefore, can be reported by the tenant. This offense is punishable by article 614 of the Criminal Code and provides imprisonment for up to three years. As clarified by the SC, however, the crime is only triggered when the tenant has taken physical possession of the property as the mere filing of the contract is not sufficient. Access is not allowed even in the event of default, as the owner would have to initiate eviction proceedings to regain full possession of the property. Any access by changing the lock would involve roffense of arbitrarily exercising one’s rights. Even if it turns out that the tenant has moved elsewhere and no longer lives in the rented house, the correct procedure to regain the availability of the property is to proceed with the eviction deed, by opening the door using the bailiff and the locksmith.

Fine for failure to maintain the boiler: responsibilities and amounts

Fine for failure to maintain the boiler: responsibilities and amounts

The implementation of the provisions of Presidential Decree 74/2013, which regulates the control and maintenance functions of heating systems for the winter and summer air conditioning of buildings, has made the repair of boilers imperative for everyone. The need to examine and monitor the condition of heating systems aims to prevent possible accidents related to malfunctions and natural aging of the systems, with the clear aim of improving energy efficiency.

If the mandatory checks provided for by law are not carried out, there is a risk that rather severe administrative penalties will be imposed. Its quantity fine for failing to inspect the boiler it can range from a minimum of 500 euros to a maximum of 3000 euros. Let’s look, in particular, at what the legislation says about factory inspections, how the inspections are carried out to establish that the inspection has taken place and who is required to pay any fines.

The obligation to repair the boiler

There general boiler repair includes a series of diagnostic tests that allow a detailed assessment of the general condition of the system, verifying the correct operation of its components. This periodic operation is necessary for ensure safety of the equipment and prevent the risk of malfunctions or failures. The “check-up” of the heating systems includes two basic interventions:

  • routine maintenance: it includes a thorough check of the boiler’s operating parameters and settings, followed by a thorough cleaning of the system. During this operation, the parts of the boiler that are most subject to wear due to intensive and repeated use of the device are examined.
  • smoke control: aims to evaluate the safety and energy efficiency of the system by analyzing the combustion of fumes. This type of control allows you to determine the boiler draft values, the burner setting and the temperature of the combustion fumes, also measuring pollution levels.

According to Presidential Decree 74/2013, Exhaust gas inspection is mandatory and therefore, in some cases, it is possible to impose a fine for failure to maintain the boiler. The frequency with which it is necessary to carry out this check is no longer annual, but depends mainly on the type of system and the thermal power of each appliance. Inspection information is usually placed in the instruction booklet.

However, there is no real annual obligation for the regular maintenance of the boiler. However, it is advisable to follow the instructions of the technician responsible for installing the boiler, who should have set the optimal times to carry out the necessary checks. In the absence of information from the installer, you can refer to the use and maintenance manual provided by the manufacturer or follow the times specified by the UNI (Italian Standardization Body) and CEI (Italian Electrotechnical Commission) guidelines.

What happens if the boiler is not serviced?

Boiler repair must be carried out exclusively by authorized technicians who, in addition to carrying out the control itself, are responsible for providing the person in charge with the necessary documents to certify the correct operation and legal compliance of the device. The mandatory certification of controls includes the note of the review carried out by the technician in the so-called boiler brochure. In addition, the maintenance technician draws up a technical report and attaches the sticker that certifies the device’s compliance. Specifically, it includes:

  • blue sticker for systems with a power of less than 35 kW.
  • green dot for boilers with power from 35 to 350 kW.

In the absence of a proper inspection, owners may be subject to certain penalties regulated by the Legislative Decree 192/2005.

Type of Sanction

Minimum amount (€)

Maximum amount (€)

Failure to repair the boiler (N.D. 192/2005)

500

3,000

Missing system book

500

600

Inspection charges / charges for maintenance not previously performed

50

200

As can be seen from the table, the risk of being fined for failure to maintain the boiler also occurs when the owner or tenant of the property does not have the system booklet. In addition, it is possible that the administrator will be forced to bear the costs of repairing the lack of maintenance of the boiler in previous years and to carry out the revisions that were not carried out.

In this regard, it is necessary to know that the fine associated with the repair of the boiler is retroactive or rather, failure to perform mandatory system maintenance and any irregularities in the technical manual may lead to the imposition of penalties that provide for non-performance of old revisions. But what exactly does that mean?

The retroactivity of fines for failure to service the boiler implies that It is not enough just to carry out the last review to be exempt from sanctions. Documentation of all previous revisions must be available. Otherwise, fines will be imposed for any boiler maintenance missed in previous years. Exclude only for revisions before the most recent 5 years since the relevant sanctions are deemed to have expired. This scenario could involve the payment of significant sums and, for this reason, it is necessary to carefully observe the applicable regulations.

Finally, it is worth emphasizing that the omission of said controls not only entails the possibility of administrative sanctions, but exposes it to significant risks such as e.g. gas leaks, fires, short circuits and possible boiler explosions.

Who checks if I have carried out maintenance on the boiler?

The boiler installer must send to Cadastre of Heating Systems (CIT) the updated information in the brochure during revision. However, checking the revision is his responsibility individual areas which based on inspection plans carry out periodic checks through campaigns sample checks.

These checks are aimed in particular at those who are not up to date with the payment of the blue sticker or have not provided data on the outcome of the heating system fumes control.

Who pays the fine for failing to inspect the boiler?

When it comes to penalties for failure to inspect the boiler, it is necessary to determine the responsibilities for checks on the systems. The general rule is that the Responsible for maintenance is obliged to pay the fine for failure to maintain the boiler and, in most cases, it is the owner of the house himself.

However, in the context of a rental property, it is critical to understand whether the burden of carrying out mandatory inspections lies with the tenant or the landlord. Well, theart. 1576 cm regulates the allocation of costs between the lessor and the lessee, specifying that:

  • The owner is required to carry out all necessary repairs during the rental period to ensure that the tenant can use the goods placed at his disposal. For example, the owner is responsible forboiler replacement or its components if ineffective due to the obsolete operation of the system or wear and tear of its parts;
  • LARGE’tenant, unless otherwise agreed, must bear all costs associated with “minor” maintenance and upkeep of the goods provided by the Homeowner. Therefore, if the tenant does not maintain the boiler and, in particular, does not take care of the regular and smoke-related checks, the consequences are within his responsibility.

Finally, in the case of a property with a central heating system, the responsibility for maintenance is assigned to the condominium manager.

When is the January 2024 pension paid? Take a look at the calendar

When is the January 2024 pension paid?  Take a look at the calendar

With the new year comes the first payment for pension checks. Many pensionersin fact they are already wondering when the January 2024 pension is paid and what will be the Calendar for payment at Poste Italiane offices according to your initial surname. Let’s find out together, we also remember that Italian pensioners will receive the check with the relative adjustment of the definitive index of adjustment of the treatments of 2023. Here is everything you need to know.

Pension payment January 2024

The Pension payment January 2024 will arrive on the first banking day of the month, identified as Wednesday 3 January 2024. While those who withdraw their pension in cash at the Post Office will be able to go, following the Calendar in alphabetical order, always starting from the first banking day of the month.

The January 2024 pension calendarspecifically, it provides that the payment will start from Wednesday January 3rd. In addition, Poste Italiane also reminds you that holders of Postamat, Carta Libretto or Postepay Evolution cards will be able to withdraw cash from the 8,000 Postamat ATMs in Italy, without having to go to the counter.

All pensioners intending to withdraw cash at the counter will be able to present themselves at one of the 12,800 Post Offices across the country from January 3 to 7 (morning only), according to the alphabetical schedule posted outside each Post Office . For more information, you can consult the website www.poste.it or contact toll free 800 00 33 22.

Here, in detail, is the Calendar for Pension payment January 2024:

  • from A to C: January 3.
  • D to K: January 4;
  • from L to P: January 5.
  • M to Z: January 7 (morning only).

Adjustment index

The automatic equalization increase, already attributed from January 1, 2023 on a temporary basis in the amount of 7.3%, was definitively determined in the amount of 8.1%. The relevant adjustment, equal to 0.8%, has already been applied to the pension installment for the month of December 2023.

Proof of pension January 2024

The INPS payment slip from Drafted January 2024 And In connection on the website of the Institute and can be consulted by pensioners to understand the reasons why the amount may vary from month to month.

You can consult it January 2024 retirement statement with Spid. As? From the menu on the home page of the INPS portal, simply click on “All services” to access, with a tax code and PIN or SPID credentials, the pension and related services service, which allows you to consult your monthly pensions and check the gross amount received in addition to the items that make it up.

How to insulate interior walls from mold?

How to insulate interior walls from mold?

As insulate the interior walls of the house from mold? Many will have noticed the appearance of very unpleasant dark spots on the interior walls of the house, especially in the rooms most affected by the moisture problem. Unfortunately, mold tends to multiply very quickly in damp and poorly ventilated environments and often reappears even after the most aggressive treatment. So how can we overcome this problem?

Controlling the formation of mold in the home is very important, not only for a simple aesthetic question. Its presence can even cause health problems, such as skin and eye irritation, respiratory disorders and allergies. For this reason, it is useful to take action on two different fronts: firstly mold removal and the application of durable paints and products, after which the actual insulation with specific materials, thus creating a inner coat. Below is all the useful information.

Why does mold form on the walls?

The first step you need to take is to understand why the annoying mold suddenly appeared on the walls. It is a real living organism, a fungi characterized by thousands of spores: the latter, invisible to the human eye, are almost ubiquitous. In fact, they are usually present in dust and carried in domestic environments by air currents.

However, for mold to take root in interior walls, certain conditions are required:

  • one particularly humid environment;
  • from quite cold walls;
  • one poor ventilation;
  • its formation condensation on the walls, as happens for example in the bathroom or the kitchen.

In general, maintaining an indoor temperature between 18 and 21 degrees and a humidity level between 60 and 65% are not optimal conditions for mold to multiply. However, there are other elements that can contribute to its appearance, such as the external coating of the walls, poorly breathable materials used for the walls themselves and the age of the building.

What problems does mold cause on walls?

As already mentioned, apart from a purely aesthetic issue, mold is also responsible for some unpleasant consequences. At the wall level, this unwanted visitor can actually determine:

  • peeling paint;
  • damage to the putty.
  • alteration of wallpaper;
  • damage to wooden partslike skirting boards;
  • wear of tile joints.

Much more relevant are the health consequencesamong which are mentioned:

  • dermatological disorders such as skin irritation, dermatitis and redness.
  • eye irritation;
  • respiratory disorders;
  • allergic reactions in hypersensitive individuals.
  • general malaise.

How to prepare walls to insulate them from mold

Having understood how mold is formed, before proceeding to the actual insulation of the walls, it is necessary to spend time preparing them. First of all, removing any mold that is present and then repainting the wall itself with special paints capable of preventing – or at least limiting – its formation.

How to remove mold from walls

Remove the mold from the walls it is an operation that requires a certain attention and, above all, the necessary precautions. In fact, it is recommended to wear a mask to avoid inhaling the spores and proper protection if using aggressive products.

The first line of defense can be represented by natural remedies, especially if the presence of mold is not too extensive. Among the most common, the following can be considered:

  • white vinegarto dilute in warm water and dab on mold stains with a slightly rough sponge.
  • bicarbonate and lemon, dissolve with a little water until we get a cream solution. Using a microfiber cloth, spread it over the mold, leave it on for a few minutes and remove it all with a clean sponge. Baking soda will also help reduce the dark marks left on the paint.
  • hydrogen peroxideto be poured straight over the marks, to make them less visible.

However, there are more effective chemical solutions on the market, which should be used with due precautions:

  • anti-mold solvents for walls, usually available in a spray for application directly to the mold.
  • bleachto spread with the help of a sponge, as it is able to destroy the mold and its spores.

What colors to use after cleaning

After the mold is removed, it is useful to repaint the walls with special paints, to avoid the formation of new stains before the actual insulation or, even worse, after the insulation boards are applied.

For this purpose, the so-called are usually used anti-mold paints, also called anti-condensation thermal paints. Thanks to their special composition, they prevent condensation and moisture from affecting the wall, while at the same time keeping it ventilated and protecting it from temperature changes: all elements that, as we have already seen, reduce the possibility of mold formation.

How to insulate interior walls from mold

Once the excess mold has been removed and the wall has been protected with the appropriate paint, it is finally time totrue isolation of the interior walls so that the mold is permanently a thing of the past.

Essentially, it involves adding an insulating layer to the existing wall, thus preventing spores, which are always present in the air, from taking root. To do this, two steps are usually combined:

  • the preparation of a inner coat.
  • its use heat insulating plasters and foams.

What is an anti-mold undercoat?

Similarly to what happens for the outdoor thermal coating against moistureit is also possible to cover the interior walls of the house, not only to improve thermal insulation, but also to reduce the accumulation of condensation and moisture, the first two elements that facilitate the formation of mold.

The creation of the inner layer is usually done by applying special products to the previously cleaned and treated walls cork panels or other insulating material. These have the advantage of having an average reduced thickness and therefore do not significantly reduce the dimensions of the rooms. They are attached to the wall using special adhesives, which are also resistant to condensation and moisture.

The utility of plasters and heat-insulating foams

Apparently, the cork panel used for the cladding does not remain exposed, but is covered with special solutions so that the final result is indistinguishable from a common wall.

First of all, special foams can be applied to level any spaces between the panels and the typical porosity of the cork surface. After that, the operation is completed with theheat insulating plaster which in addition to fighting condensation and moisture, protects the wall from damage jump in temperature or from a very cold surface, which could represent an ideal environment for mold.

THE Court fees for the intervention can vary greatly, depending on the size of the room to be treated, the materials chosen and much more. In general, it ranges from 10 to 50 euros per isolated square meter, an investment that nevertheless guarantees long-term freedom from annoying mold.

Detachment of the thermal coating: why it happens and what to do

Detachment of the thermal coating: why it happens and what to do

In recent years it is increasingly common to see, especially in the winter season, the delamination of the thermal coating various types of buildings. This is a very dangerous event, as it can endanger not only the integrity of the structures, but also, above all, the safety of the people nearby. Below is all the information in detail on why thermal coating delamination can occur what should be done when this happens.

What is thermal insulation or external insulation?

Thermal coating – or external insulation – is an insulation system based on the application of several layers insulating material in the walls of a building. Utilizing a system of this type is possible reducing heat dissipation in the colder months and its penetration from the outside in the warmer ones: the result is not only greater well-being, but also significant savings in energy and economy. In addition, by reducing consumption, CO2 emissions are also reduced, with consequent benefits for the environment. It is not enough to use the coat for thermal insulation at home, but in this regard it is one of the main factors to consider.

There are several types of thermal coatingamong which we distinguish two main categories:

  • The internal thermal coating it is based on the application of specific insulating panels on the inner side of the walls: this is the fastest and most economical solution and is generally widespread in large urban centers. The disadvantages of this system are mainly the difficulty of installation and an inevitable reduction of the interior spaces of the house.
  • The external thermal coating Instead, it is mainly applied to small buildings such as villas or apartment buildings. It is highly effective not only in allowing long-term thermal insulation and acoustic insulation (for a minimum of 25 years and a maximum of 50), but also in preventing the formation of mold and cracks on the exterior of the building.

Here you are what elements does it consist of? external insulation according to the European ETICS standard (Complex External Thermal Insulation System):

  • Adhesive mortar
  • Real insulating panel
  • Anchor bolts
  • Basic plaster
  • Reinforcement layer (armor)
  • Finishing plaster
  • Any accessories.

All possible causes of thermal coating detachment

There are many factors that can contribute to the delamination of a thermal coating, but the most decisive can generally be traced to a incorrect placement of materials insulators and wall fixings. In this sense, the aforementioned play a particularly important role anchor bolts and glue: if applied in insufficient quantities or incorrectly, not only the effectiveness of the insulation system will be affected, but also its structural integrity.

Also a poor choice of materials to use can cause the thermal insulation to fail over time: each element must therefore be carefully selected based on the structural characteristics of the specific building, as well as the geographical and climatic characteristics of the area in which it is located. For this reason it is necessary to rely on one specialized company who carries out the installation with maximum precision and carefully assessing the situation.

After the installation is completed it is equally important to perform the correct one maintenance, to make the thermal coating last longer and detect any signs of wear that could appear after some time. If this aspect is neglected, there is a risk that more and more serious damage will be caused, which will require more and more drastic and expensive interventions.

What to do in case of detachment of the thermal coating

In the event that thermal coating delamination occurs, the main advice is once again contact professionals of the industry: they will be the ones to confidently determine the cause and extent of the damage, using specialized tools. Only in this way will it be possible – and absolutely safe – for the procedures to proceed targeted repairs; in more serious cases, however, it may be necessary to completely replace the thermal insulation.

Where does Zucchero Fornaciari live? His house in the village of Casa Corvi

Where does Zucchero Fornaciari live?  His house in the village of Casa Corvi

Adelmo Fornaciari, better known as Sugarhas lived for more than 20 years in a villa in Lunigiana and, more specifically, in a small village of Pontremoli known as Casa Corvi. Zucchero revealed some details about this residence: it is an old mill whose interior and exterior renovation went hand in hand with his extraordinary personal reboot. In this comfortable and discreet environment, shared with his family, Zucchero Fornaciari was able to reconnect with the nature of the Massa-Carrara province, in Tuscany.

Where does Zucchero Fornaciari live?

On one of his streets Corvi Housein Pontremoli, Zucchero found and bought an abandoned mill in a state of decay and decided to rebuild it according to his personal taste. The result of the work carried out by the Emilian singer is an imposing estate it is surrounded by a large garden, where the farm animals and Django’s dog can roam freely.

If you plan to live a stone’s throw from Zucchero, in the beautiful town of Pontremoli, in the province of Massa-Carrara, you can check out the list of:

Based on his report houses for sale in Pontremoliit can be mentioned that the price of houses has undergone a percentage change of -7.7% (November 2023) in relation to 2022, with the price per square meter for the last period estimated at 889 euros.

How old is Zucchero and where was he born?

Adelmo Fornaciariknown to most by his stage name Zucchero, he was born on September 25, 1955 in Roncocesi, a small village in the province of Reggio Emilia.

How many children does singer Zucchero have?

The singer Zucchero has three children: Irene and Alice are the daughters he had with his ex-wife Angela Figliè while the third, Adelmo Blue, was born from his marriage to Francesca Mozer.

The house at Casa Corvi di Zucchero: the wonderful Lunisiana Soul

Tracing the peculiarities of the place where Zucchero Fornaciari has lived for almost 23 years, it is not surprising that the singer decided to build his house right here. Casa Corvi is the small village that welcomes her Lunisiana Soul (Lunisian soul), a beautiful name born from the fusion between Lunigiana and Louisiana, a corner of absolute relaxation for him and his entire family.

In several interviews, Zucchero Fornaciari shared how he found Lunigiana the perfect environment to restore a connection with nature, whom he felt he had lost after a complicated period in his life and career. Here he created his estate from scratch, later completing it with one farm. This place, in fact, is home to a variety of animals, including sheep, chickens, rabbits, two donkeys, three cows and a buffalo, as well as his faithful dog, Django.

By looking at the spaces he chose to show in his estate, one can notice the different rooms of Zucchero’s house. The singer has carefully furnished the large living room, characterized by dark shades, placing many armchairs and sofas in the center, a short distance from the large fireplace that offers warmth during the coldest periods of the year. As you can imagine, objects related to his passion for music dominate here, with various instruments scattered throughout the room, along with many awards which bear witness to his career and decorate the surrounding walls.

Lunigiana lands: between stone villages and hills

There Lunigiana is a border region in the north of Tuscany that has been able to absorb the different moments of its history to the point ofheterogeneity its main identifying character. Specifically: the Lunigiana area presents the following particularities:

  • castles and estates: often defined as “Land of 100 Castles”, gathers several medieval buildings in a well-defined area, almost all of which belonged to the Malaspina family. Fortresses, castles, stately estates and towers can be found near the river Magra or on the peaks of the Apennines.
  • wonders of nature: shaped by time and by the influences of Liguria and Emilia, Lunigiana is a varied region from a morphological point of view. The valley is divided in two by the river Magra, which separates the western side from the peaks of the Apennines. Descending into the deepest meanders you can admire the magnificent waterfallsperhaps the most beautiful of the natural spectacles this earth offers.
  • between villages and religion: at the base of churches, fortifications, statues, parish churches and works of art in this strip of Tuscan land there is the sandstone and the millennial history of Lunigiana is based precisely on this primordial element.

Casa Corvi, where Zucchero lives, is a symbol of the region’s important religious background: in fact, the village owes its name brother Bartolomeo Corvithanks to which it was possible to establish the first evidence of the site, dating from 1508.

Where does Zucchero live in Pontremoli?

The sugar settled Corvi Housea fraction of the town of Pontremoli in the Massa-Carrara province of Tuscany.

Zucchero’s house in Venice: a refuge in the city he loves

Except very dear”Lunisiana”, Zucchero Fornaciari confessed that he was enchanted by another city in his travels, so much so that he bought a house there. It’s about Venicea location chosen by the singer for the purchase of a new apartment, which he describes as the “sanctuary” in which he hopes to be able to rest and grow old.

Not much is known about Zucchero Fornaciari’s home in Venice, but the singer explained how his love for the Venetian capital was born by reviewing character in that of the citizens who live there: genuine people, closely connected to their traditions, very respectful and not intrusive. The love for Venice was definitely fueled by the different ones as well concerts which he hosted, among which stands out a moving performance in times of quarantine in a deserted Piazza San Marco.

The price report for houses for sale in Venice shows a price per m2 of €4,394 in November 2023, down -0.8% compared to the previous year. for the rental apartments, on the contrary, there was an increase of 10.1% with a cost of €18.4/m2.

Who is Zucchero Fornaciari’s girlfriend?

Francesca Mozer is the wife of Zucchero Fornaciari, the person who shares the “Lunisiana Soul” with the Emilian singer.

An incredible medieval Scottish castle for sale for £25 million

An incredible medieval Scottish castle for sale for £25 million

The Dunbeath Stadium, set in a stunning seaside location and home to the magnificent 15th-century Dunbeath Castle, is for sale for £25m (€28.7m). The property was renovated in 1860 in the Scottish baronial style.

On the other hand, the environment offers an excellent landscape, with a wild river from its source to the outlet to the ocean that allows fishing salmon and sea trout. In addition, its green areas are home to pheasants and partridges.

Dunbeath Therefore, it is considered a paradise of marshes, river banks and coasts, as well as the ideal location for water sports and swimming in crystal clear waters. The estate also has cabins and other properties scattered throughout its vast outdoor spaces.

Overall, Dunbeath has 21 houses and cottages which offer accommodation and the possibility of seasonal rental. Most are built of stone and can provide an additional source of income for those purchasing the property.

The castle, the main property of the estate, is visible as soon as you enter the door, with a path leading to its door. Its main facade features two symmetrical turrets, conical roofs, walls with windows at the top, and a square tower with a crenellated parapet that honors its defensive origins. Everything is wrapped in a wonderful landscape where the North Sea reigns, along with a picturesque lighthouse on the Caithness coast.

As for the interior, it has large windows overlooking the sea as well thirteen bedrooms, eight of which could be considered major. Out of curiosity, everyone has the name of a naval battle on their doors. On the other hand, the second floor, accessed via an impressive spiral staircase, features two huge galleries. The property also has nine full bathrooms that follow the classic style of the rest of the castle.

In addition, the castle is also equipped with a attic which is accessed by a service staircase, also spiral, rising from the basement to the upper floor. In addition, there are many staircases hidden between its small towers and large walls.

It is considered a magnificent castle in harmony with the incredible gardens and grounds that surround it. He has two walled gardens on the sides extending for over 4,000 m2. All this, with an incredible view of the sea and its vast green areas, ideal for getting lost and disconnecting from the stressful life of the city.

Rustic semi-detached villa with pool in Tuscany for sale for €1,750,000

Rustic semi-detached villa with pool in Tuscany for sale for €1,750,000

A small jewel in the countryside of Arezzo: a rustic semi-detached house with a swimming pool with breathtaking views all around, suitable to become the perfect home and retreat to live immersed in nature in a context of bygone eras. The construction, all to be adjusted, is for sale on idealista for 1,750,000 euros.

Located in Portole (Cortona, AR), not far from Lake Trasimeno, the charming historic villa of about 1000 m2 with a small villa of about 250 m2 is located in the wonderful exclusive park of 3000 m2 with panoramic pool and plot in total. 60,000 m2. A magnificent artificial lake caresses the estate creating romantic atmospheres in a frame of typical Tuscan rolling hills.

The house is configured on three levels. Through a private courtyard we reach the imposing main entrance where we are greeted by a large living room with an imposing ancient stone staircase that joins the various floors. At this time the villa can be divided and configured according to the needs of the family. Three large living areas can be created, the kitchen with the ancient fireplace, the laundry room and the cupboard as well as the service bathroom.

Going up to the first and second floors, in addition to the attic, you can organize 11 large bedrooms with an exclusive bathroom and a comfortable walk-in closet. A short distance away, with independent entrance, the annex of 250 m2 has been renovated with the very characteristic and practical access terrace. The large kitchen, living room with fireplace and two double bedrooms with bathroom can be used for service staff or guests. The small church where religious ceremonies are held is very comfortable and welcoming and next to the annex, as if it wanted to underline the uniqueness of this small village.

The garden overlooking the two residences is level and allows you to furnish several places where you can dine alfresco. Fruit trees and centuries-old plants adorn the surroundings around the magnificent 72 m2 panoramic swimming pool. The lake provides water for irrigation and is very scenically beautiful.

The historic villa is perfect in terms of facade, exterior and roof, while interior maintenance work is required to personalize the spaces and create independent and well detached environments. The annex is in perfect condition, the ancient terracotta was laid on the ground while the ancient fireplaces promise to spend very pleasant pleasant and private moments. Exposed beams and terra cotta also for the ceilings, stone chosen for the exterior cladding